To demonstrate the importance of purchasing travel insurance, here are some common examples of what could go wrong:

• It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights in order to arrive at your destination on time?
• You arrive at your destination, but your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If your luggage stolen, who will pay to replace it?
• You're driving your rental car and are involved in an accident. Who can help you find a physician?